{"id":3668,"date":"2018-05-08T10:30:50","date_gmt":"2018-05-08T17:30:50","guid":{"rendered":"https:\/\/www.summerhillhomes.com\/blog\/?p=3668"},"modified":"2023-11-17T15:48:25","modified_gmt":"2023-11-17T23:48:25","slug":"homebuying-tips-for-newlyweds","status":"publish","type":"post","link":"https:\/\/www.summerhillhomes.com\/blog\/2018\/05\/08\/homebuying-tips-for-newlyweds\/","title":{"rendered":"Homebuying Tips for: Newlyweds"},"content":{"rendered":"<p><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3663 size-full\" src=\"https:\/\/www.summerhillhomes.com\/blog\/wordpress\/wp-content\/uploads\/2018\/04\/SHH-Newlywed-Buyers.jpg\" alt=\"Newlywed buyers choosing their dream Summerhill Home\" width=\"560\" height=\"315\" srcset=\"https:\/\/www.summerhillhomes.com\/blog\/wordpress\/wp-content\/uploads\/2018\/04\/SHH-Newlywed-Buyers.jpg 560w, https:\/\/www.summerhillhomes.com\/blog\/wordpress\/wp-content\/uploads\/2018\/04\/SHH-Newlywed-Buyers-300x169.jpg 300w\" sizes=\"(max-width: 560px) 100vw, 560px\" \/><\/p>\n<p>Deciding to buy a new home is one of the biggest decisions you and your spouse will make together. After living in an apartment, many newlywed couples strike out into a home of their own after a couple years of marriage. This gives them time to settle or grow in their careers or decide whether they\u2019ll have kids (or pets).<\/p>\n<p>Here are the top tips to consider as you begin you home buying journey.<\/p>\n<p><strong>Discuss your budget<\/strong><\/p>\n<p>One of the most common disagreements between couples in how much they should spend on their home. One person may want to go the conservative route and purchase a more modest starter home while the other would be comfortable spending the full budget (or more) to purchase the perfect forever home. It\u2019s important to remove any emotion while talking about your budget and looking at the hard numbers. You\u2019ll want to make sure your monthly mortgage payments don\u2019t exceed 25% of your take home pay (that\u2019s what\u2019s in your check after taxes and deductions).<\/p>\n<p><strong>Consider your other financial goals<\/strong><\/p>\n<p>In addition to discussing your total buying budget, be sure to discuss your other financial goals with your partner like saving for retirement, paying off debt, or eventually starting a family. You\u2019ll want to factor in these goals into your monthly expenses.<\/p>\n<p><strong>Discuss your expectations<\/strong><\/p>\n<p>You\u2019ll be living in this home for years so you want to make sure it has the features you both need and want in your home. Work with your partner to create a list of the top features or amenities that you MUST have and which items would be NICE TO haves. While you may not find everything on your list in one home, it\u2019s good to set your priorities before you begin home shopping.<\/p>\n<p><strong>Buy for your current life<\/strong><\/p>\n<p>Buying your first home is an exciting moment and it\u2019s easy to start thinking years down the road, however, chances are you may not be able to purchase your forever home the first time out. Instead, your home should fit your current life for the next few years and not the distant future.<\/p>\n<p>Ready to make the leap into the homebuying process? Visit us online at <a href=\"https:\/\/Deciding to buy a new home is one of the biggest decisions you and your spouse will make together. After living in an apartment, many newlywed couples strike out into a home of their own after a couple years of marriage. This gives them time to settle or grow in their careers or decide whether they\u2019ll have kids (or pets). Here are the top tips to consider as you begin you home buying journey. Discuss your budget One of the most common disagreements between couples in how much they should spend on their home. One person may want to go the conservative route and purchase a more modest starter home while the other would be comfortable spending the full budget (or more) to purchase the perfect forever home. It\u2019s important to remove any emotion while talking about your budget and looking at the hard numbers. You\u2019ll want to make sure your monthly mortgage payments don\u2019t exceed 25% of your take home pay (that\u2019s what\u2019s in your check after taxes and deductions). Consider your other financial goals In addition to discussing your total buying budget, be sure to discuss your other financial goals with your partner like saving for retirement, paying off debt, or eventually starting a family. You\u2019ll want to factor in these goals into your monthly expenses. Discuss your expectations You\u2019ll be living in this home for years so you want to make sure it has the features you both need and want in your home. Work with your partner to create a list of the top features or amenities that you MUST have and which items would be NICE TO haves. While you may not find everything on your list in one home, it\u2019s good to set your priorities before you begin home shopping. Buy for your current life Buying your first home is an exciting moment and it\u2019s easy to start thinking years down the road, however, chances are you may not be able to purchase your forever home the first time out. Instead, your home should fit your current life for the next few years and not the distant future. Ready to make the leap into the homebuying process? Visit us online at SummerHillHomes.com to view our current communities and new homes throughout the Bay Area.\">SummerHillHomes.com<\/a> to view our current communities and new homes throughout the Bay Area.<\/p>\n<p>Not quite a newlywed? Checkout our homebuying tips for <a href=\"https:\/\/www.summerhillhomes.com\/blog\/2018\/03\/28\/homebuying-tips-for-first-time-buyers\/\">first-time homebuyers<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Deciding to buy a new home is one of the biggest decisions you and your spouse will make together. After living in an apartment, many newlywed couples strike out into a home of their own after a couple years of marriage. This gives them time to settle or grow in their careers or decide whether [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3663,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[453],"tags":[443,402,385],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Homebuying Tips for: Newlyweds - SummerHill Homes Blog<\/title>\n<meta name=\"description\" content=\"Starting your homebuying journey as a newlywed? 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