For renters dreaming of owning their own home, it may seem like an unattainable goal. The good news is that it is possible to make your dream a reality with careful planning and discipline. Saving for a first home is an important step toward financial stability, and the earlier you start, the better. By following these steps, you can turn your dream of homeownership ...
Purchasing a home is an exciting and rewarding experience, but it can also be a stressful one. With so many different factors to consider, like the budget and location, and navigating a rapidly changing market, it’s important to approach the process with a plan of action in order to reduce stress. Here are 5 tips to help make the home buying process easier. ...
Becoming a homeowner is an exciting milestone. After saving for the down payment, navigating the buying process, and moving into your new home, you may be wondering what’s next. Now it’s time to settle in as a homeowner. Most of the available resources focus on how to save and buy a new home but what happens after the moving trucks leave? It’s time to learn ...
Buying a home before marriage is a big decision. It can be an incredibly rewarding experience, but it’s important to know all of the pros and cons before signing on the dotted line. From researching your finances to consulting with professionals and evaluating both the advantages and disadvantages of homeownership prior to marriage, here are the key things couples ...
You've done it! After months of searching for the perfect new home, you have found it and are ready to take the plunge into homeownership. But before you can move in and make all of your Pinterest-inspired dreams come true, there is something else you must do first—close on your new home. While this is an exciting part of the home buying process, it can also be a b...
Buying your first home is one of life’s major milestones. You’ve thought about your lifestyle, considered your future plans, crunched the numbers, and decided it’s time to buy a home. Buying a new home can be overwhelming, even for seasoned home buyers! If this is your first time buying, we’re here to help. Here’s an easy guide that demystifies the homebuyi...
When you begin thinking about buying a new home, your first thought may be about the down payment. But what exactly is a down payment and how much do you need? Why are down payments even necessary? We’ve covered everything you need to know about down payments so you can be better prepared. What is a down payment? A down payment is the portion of the pu...
If you’re thinking of buying a new home this year, sorting out your finances before you start shopping is a smart move. Not only will it give you ample time to find the right lender and loan package, you’ll also reap plenty of other benefits. Here are 4 reasons why it’s a smart move for buyers to get preapproved for a mortgage first. Know your price rang...
You’ve navigated the home buying process once before so this second time around should be a breeze, right? Not quite! Depending on when you first bought your current home, you may be surprised by how things have changed. While second-time homebuyers generally have the benefit of experience, there are some new challenges that are unique to the second-time buying pro...
Do you ever feel like your real estate agent or mortgage broker is speaking a different language? Jargon like ‘ARM’ and ‘BOM’ can make a complicated process feel more confusing. Don’t worry, we’re here to help. Here are the common real estate terms you’ll encounter so you can better understand the process and feel more confident when searching for yo...