When does the idea “bigger is always better” not quite right? When it comes to your new home. Much like Goldilocks, you want to find a home that has the right amount of space for your family. But how much space do you need? The answer may actually be less than you think. If you’re planning on buying a new home this year, one of the most important questio...
Finding your dream home is now easier thanks to the internet. But with millions of homes now available at your fingertips, it can still feel overwhelming. How do you do find the home that’s right for you? Before you stop looking before you actually start, we’re here to help. Check out these tips so you can efficiently and effectively use the internet to find your...
Today’s economy increasingly relies on credit to finance purchases – from something as simple as lunch to a complicated mortgage. This reliance on credit has made having a strong credit score – a three-digit number that represents the likelihood of you paying your bills on time, an important financial tool. They can determine where you live, whether you need...
Many first-time homebuyers spend months, if not years, debating whether they’re ready to buy a home. Any hesitance is understandable! Buying a home is a major financial commitment and there are a lot of factors to consider. One of the first things to consider is whether you want to buy a home and if you are ready. This differentiation is important. Wanting to bu...
Working for yourself comes with plenty of benefits: you set your own schedule, pick your own projects, and can work wherever you want. But have you also given up on your chances of owning a home when you kissed corporate life goodbye? Not quite! Getting approved for a mortgage isn’t always a straightforward process, especially if you’re self-employed. The mor...
After deciding you’re ready to buy a home, your first major step is to save for a down payment. Most people will have to spend some time saving for the down payment. It takes time, commitment, and discipline to save enough to put down on a home. Here’s how to save for a down payment the smart way. Start with a plan Your first step is finding out how...
Homeownership isn’t just for married couples. While renting is always an option, owning a home remains a priority for many people. Buying a new home is a complicated process for most buyers, but navigating the homebuying process as a single buyer can be especially challenging. As a single buyer, it can take longer to save for a down payment on your own. Plus, mo...
When it comes to home buying, there’s more to do than just touring homes. There are a lot of tasks that need to be juggled in addition to your day-to-day obligations. It’s easy to become overwhelmed! Organizing your home search will make the home buying process feel smoother and more manageable. Before you start looking for your new home in the Bay Area, ...
Buying a new home is an exciting moment. After finally finding your home and entering into a contract, it’s time to go through closing. This is a critical period of the buying process. Any changes to your credit or job situation can delay closing. Avoid compromising your mortgage approval by making these credit mistakes before closing. Not keeping track...
Buying a home with a significant other is a major decision. It’s easy to be caught up in the idea of finding the right home for your little family and how you’ll set it up together. Before you start browsing an online listing site, it's important to have an honest conversation with your partner to make sure you’re on the same page. Communication is a key par...