Many first-time homebuyers spend months, if not years, debating whether they’re ready to buy a home. Any hesitance is understandable! Buying a home is a major financial commitment and there are a lot of factors to consider. One of the first things to consider is whether you want to buy a home and if you are ready. This differentiation is important. Wanting to bu...
Working for yourself comes with plenty of benefits: you set your own schedule, pick your own projects, and can work wherever you want. But have you also given up on your chances of owning a home when you kissed corporate life goodbye? Not quite! Getting approved for a mortgage isn’t always a straightforward process, especially if you’re self-employed. The mor...
After deciding you’re ready to buy a home, your first major step is to save for a down payment. Most people will have to spend some time saving for the down payment. It takes time, commitment, and discipline to save enough to put down on a home. Here’s how to save for a down payment the smart way. Start with a plan Your first step is finding out how...
When it comes to home buying, there’s more to do than just touring homes. There are a lot of tasks that need to be juggled in addition to your day-to-day obligations. It’s easy to become overwhelmed! Organizing your home search will make the home buying process feel smoother and more manageable. Before you start looking for your new home in the Bay Area, ...
Buying a new home is an exciting moment. After finally finding your home and entering into a contract, it’s time to go through closing. This is a critical period of the buying process. Any changes to your credit or job situation can delay closing. Avoid compromising your mortgage approval by making these credit mistakes before closing. Not keeping track...
Buying a home with a significant other is a major decision. It’s easy to be caught up in the idea of finding the right home for your little family and how you’ll set it up together. Before you start browsing an online listing site, it's important to have an honest conversation with your partner to make sure you’re on the same page. Communication is a key par...
Buying a new home is a big decision, whether it’s your first home or not. It can be both exhilarating and terrifying! There are a lot of factors to consider and while you can find information online to help you navigate nearly every stage of the home buying process, only you can answer the most important questions. Before you begin your homebuying journey, take ...
You’ve decided to jump into homeownership and start searching for a new home in the Bay Area. Congratulations! Buying a new home is both exciting and overwhelming. There’s a lot of information to keep track of so we’re here to help! We put together this guide to get you started for your new home search so you can house hunt with confidence. Conduct research ...
It’s often said that a home purchase is the single largest purchase a person will make in their life. That’s probably why it’s so common for prospective homebuyers to feel overwhelmed by the idea of finding a home they love they can afford, let alone figuring out how to save for the down payment! If buying a new home in the Bay Area is in your future, prepari...
Do you dream of buying a new home next year but you’re not sure where to start? Now is a great time to start getting ready. While you probably won’t have time to get your down payment together this year, there are still plenty of other steps you can start taking now so you’re ready to make the leap in to homeownership next year. Do a credit check Your credit...